Who it may suit
Eligible traders, producers and service enterprises with an assessable repayment source.
Product catalogue
Business working-capital loan
Finance an assessed short-term business need, such as stock or inputs, with repayments matched to an approved cash-flow plan.
This category does not confirm a current offer from this institution.
View contact optionsUnderstand this category
Explore finance for stock, supplies and other short-term business needs. Explain what you need to buy, when customers are expected to pay and how the loan would be repaid. Your D-SACCO will assess the business, existing obligations and any security before making an offer. Compare the full cost and repayment dates with your actual cash flow. Credit can fund an activity, but it cannot guarantee sales or profit.
Practical uses
Shop restocking, market produce purchases, workshop supplies, catering inputs and short business operating cycles.
How to proceed
Discuss the funding need; prepare activity/cash-flow records; submit; undergo assessment; review an offer if approved; accept before disbursement; repay as agreed.
What to prepare
Identity/membership; business evidence and cash-flow records; intended purchases; existing debts; security documents only where required.
Questions and answers
Can I borrow without formal accounts?
Ask which alternative records the lender accepts; this is not a promise of approval.
Is repayment daily or monthly?
Only the approved offer determines the schedule.
Check this category with the institution
Ask whether this institution currently offers this category and request its own terms before applying or paying.