A MILESTONE
The decision to bring finance closer
The December 2008 National Dialogue recommended a SACCO in every sector to reduce financial exclusion.

OUR SHARED HISTORY
Trace the national Umurenge SACCO story and Karongi’s journey towards Ubwiza.
Photographed in Karongi · Adam Jones, Ph.D. · 2012 Credits ↗
A MILESTONE
The December 2008 National Dialogue recommended a SACCO in every sector to reduce financial exclusion.
A MILESTONE
The establishment of 416 sector SACCOs began in 2009. This is the national programme’s history, not Ubwiza’s own founding date.
A MILESTONE
BNR data records a sector SACCO in each of Karongi’s 13 sectors. Explore all their names in the directory.
A MILESTONE
On 10 June 2024, MINECOFIN announced completion of automation across all 416 SACCOs, a step towards district consolidation.
A MILESTONE
Ubwiza’s publication of 10 August 2026 describes the consolidation of 13 SACCOs and cites credential N° RGDG013541 dated 23 February 2026.