KARONGI
Tea, coffee and food farming
Plan for harvest timing, seed, inputs, labour and transport. Income received in one season may need to cover many months.
Ask: how would repayments fit the timing of my income?
Use a planning tool
LOCAL LIVELIHOODS
Practical money planning for work across our district: in the hills, at the market and on the lake.
KARONGI
Plan for harvest timing, seed, inputs, labour and transport. Income received in one season may need to cover many months.
Ask: how would repayments fit the timing of my income?
Use a planning toolKARONGI
Separate household and business money. Record purchases, sales, unsold goods and travel costs before working out the cash left.
Ask: which business records help the SACCO assess a proposal?
Use a planning toolKARONGI
For fishing and boat services, plan for downtime, equipment upkeep and safety. Check the rules and permits for your activity.
Ask: how can I plan a reserve for maintaining equipment?
Use a planning toolKARONGI
Plan for busy and quiet visitor seasons. Record bookings or orders, receipts, materials and recurring costs.
Ask: how will my business cover a quieter season?
Use a planning toolThese are preparation ideas, not a confirmed loan catalogue or a promise of finance. The SACCO confirms available services and requirements.
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